Legal ways to change your Name and Social Security Number now

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Social Security Number
Social Security Number
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In this article, we’ll look at the legal ways to change your name and Social Security number.

Changing Your Name and Social Security Number

Change the name your parents gave you as the first step to becoming the new self; moving from Kevin Taylor to Luke Shaw. A name change is entirely legitimate and highly popular. You should check with your county court or the Internet to find out the precise procedures you need to take because the process for changing your name differs from state to state.

In Georgia, you must submit a petition to demand the modification. You can explain your decision to alter your name on this form. The court will then publish an advertisement once a week for the following month in the official county newspaper to see whether anyone objects to the request. Simply said, a newspaper or bulletin is an organ. The court will make a decision regarding the name change if there are no objections after 30 days. After that, all you have to do is shell over $39.95 to become a brand-new person. If there are any objections, the court will hear the case and render a decision. When you pay, you receive an official document that you’ll need to get your name changed everywhere else — bank, driver’s license, credit cards, insurance and Social Security Administration.

It is also acceptable to change your Social Security number (SSN), but you must be able to demonstrate that you are a victim of domestic abuse or that someone else is abusing your current number. You won’t be able to legally alter your SSN for the purpose of just “beginning again.” You must provide evidence of these crimes to the Social Security Administration (SSA) if you are a victim of identity theft or domestic violence. You must also demonstrate that you have used all available resources to try to stop the identity thief. For further information, contact the SSA toll-free at 1-800-772-1213, or stop by your neighborhood Social Security office.

Social Security Administration
Social Security Administration

You should be aware that altering your SSN might potentially lead to several issues. Your old number will continue to be linked to all of your previous information, including your credit history. Obtaining a new line of credit would be challenging if you have no credit history. Your old number will still be used to store your data with the IRS and Department of Motor Vehicles. So, changing your name and SSN will result in a major administrative headache for you. Of course, you might not give it much thought if you’re quitting school, relocating far away, and actually starting over. Just be aware that you cannot continue to have a fantastic work and a strong financial position without addressing issues from your past.

Sometimes you need to freeze your credit report. It may aid in preventing the opening of new credit lines and other accounts in your name by identity thieves.

What is a credit freeze?

You have the option to “lock” your data at the main credit agencies by using a credit freeze, commonly referred to as a security freeze. Also, by doing this, you prevent identity thieves from using your personal data on anything connected to your credit report. The freeze can be momentarily lifted or removed using a password or personal identification number that you will be given.

Both obtaining your free annual credit report and having your credit score remain unaffected by credit freezes. To apply for a job, rent an apartment, create a bank account, or get insurance, you probably need to lift the freeze. This can be done without cost.

When should I think about freezing my credit?

If you are aware that a data breach has exposed your personal information, you might think about a credit freeze. Information that can be used to identify you, such as your name, address, date of birth, and Social Security number, may have been exposed.

If bills for credit cards you didn’t open start to arrive and you receive an unrecognizable medical bill or get calls from a collection agency demanding payment for a credit line you never applied for; you are an identity theft victim.

What Qualifies as a Positive Credit History?

A good credit history involves responsibly managing debt by doing things like paying bills on time every month. And because credit history plays a part in credit reporting and scoring, its worth noting what credit scoring companies consider to be good scores.

Responsible debt management comprises making on-time monthly bill payments and other debt management commitments. It’s also important to know ratings of credit scoring organizations such as VantageScore that scores between 661 and 780 as good and FICO which considers a good credit score to be between 670 and 739.

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